Homeowners
Homeowners
A homeowners insurance policy consists of coverage for your dwelling and your personal property. It also includes liability insurance which pays for injuries to other people or damages to their property accidentally caused by you, your family or your pets. You also can buy several types of additional insurance for property that is not listed in your homeowners policy or for perils not covered such as flood for which you need a separate policy. You do this by either buying a separate policy or by adding an endorsement or rider to your policy.
Fill out the form on the bottom of a page for a free quote, or give us a call at 800-916-2220
Options to Consider for Lower Rates
Raise Your Deductible
A deductible is the amount you pay before the insurance starts to pay for your loss. Since the purpose of insurance is to pay for the losses you cannot afford, raise your deductible to a limit that you could handle in case of a loss.
New Home
If your home is less than 10 years old, you may be eligible for a new home discount.