Group Disability
What is Considered A Disability?
Disability Insurance is one way to improve company morale and provide your employees with peace of mind knowing they are covered in the event they are injured and unable to continue working. MIG has an entire team dedicated to consulting with companies that are interested in offering disability insurance to their employees and will work with your HR team to create a tailored benefits strategy.
Disability Insurance is a popular type of work-related insurance that ensures the employee continues to receive some compensation if they are unable to work due to disability caused by a covered event. Employer-sponsored disability insurance is an important policy option that companies can offer to their employees.
The cost is covered either by the employee via payroll deductions, by the employer, or both. Employer-sponsored group disability insurance programs are usually far more affordable than insurance that would be purchased individually outside of work.