INSTANT COMMERCIAL LIABILITY INSURANCE?
Call Us: 800-916-2220

CONTACT US

800 Oak Ridge Turnpike
B-200
Oak Ridge, TN, 37830
Phone: (800) 916-2220
Fax: (865) 483-5035
info@miginsgroup.com

     

    Flood Insurance

    Floods can happen anytime or any where. Even in the same place twice. Floods are the leading natural cause of property damage. Four times more homes are destroyed by flood than by fire, causing over $2 billion in property damage every year.

    Fill out the form on the bottom of a page for a free quote, or give us a call at 800-916-2220

    Even On Land

    You don’t have to live by water to be at risk. Approximately 30% of all flood claims occur in low to moderate risk areas. Homeowner insurance does not cover flood damage, but Federal Flood Insurance does. Flood insurance also covers mudflow, dirt and debris resulting from moving water.

    SFHA Requirements

    Homeowners with mortgaged property in a Special Flood Hazard Area (SFHA) are now required by federal law to obtain flood insurance. Lenders must comply by requiring flood insurance on the outstanding mortgage balance for the life of the loan.

    100% Guarantee

    Your coverage is based on your home’s value, minus your land value. Flood Insurance up to $250,000 is available for residential buildings and also the option of up to $100,000 for contents. Since flood policies are backed by the US government, all valid claims are 100% guaranteed.

    30 Day Waiting Period

    There is a 30 day waiting period for flood insurance, so the best way to protect your home is to act now, before the flood comes! Remember, just because you experience a flood disaster, that doesn’t mean you have to experience financial ruin.

    Get A Free Personalized Quote Today

    Request A Quote